As student debt continues to dominate the higher education debate, one resident in the Yale New Haven Health System is launching a company to curb medical student loan payments.

Last April, Shady Henien, a resident at Bridgeport Hospital, founded Student Promise, an Iowa-based company that aims to help students secure low interest rates for their student loans. By bundling students collective debt for investors, the company plans to offer students interest rates lower than the federal loan rate for post-graduate students, which is currently 5.4 percent. In May 2013, the company made it to the semi-final round of Shark Tank an ABC television show that brings in aspiring entrepreneurs to pitch their ideas to potential investors and is now in the process of securitizing the student loans and issuing bonds.

The idea is that we collectively combine all of our medical student debt, and then send it off to shareholders in the form of student tuition bonds, Henien said. According to Henien, the U.S. governments high interest rate on student loans makes little sense for medical students, who are a low-risk group. Unlike homeowners, whose interest rate hovers at around 1.5 to 2 percent and whose average default rate is higher, medical school students have a 0.5 percent default rate, he said.

Though the federal government is unlikely to lower student interest rates anytime soon, Henien said he believes investors will see medical student loans as a low-risk, high-reward investment. The fact that Student Promise will bundle debt also stratifies the risks, he added.

In addition to helping out students and investors, Student Promise could be a creative solution for states that are currently losing doctors, Henien said.

By 2020, Henien said there will be a shortage of around 150,000 physicians across 10 states, including Connecticut. While some states already offer loan forgiveness to medical school graduates if they stay in-state, Henien said he recommends that every Student Promise investor also get a tax-free return on investment from the state.

Its a triple win investors have security, the students interest rate is almost cut in half [and the state benefits,] he said.

According to Dean of the Yale School of Medicine Robert Alpern, 80 percent of Yale medical students graduate with some debt. The average amount of debt among these students is $124,000, compared to the $170,000 national average, he added.

In 2008, the medical school improved its financial aid policies, allowing students with annual family incomes below $100,000 to receive financial aid. While Alpern said the new policy has decreased the average debt for Yale medical students, he admitted that $124,000 is still a significant burden. The medical school continues to encourage alumni to make financial aid scholarships their top giving priority, he said.

While pressing debt may incentivize students to turn to alternative outlets like Student Promise, Mark Kantrowitz senior vice president and publisher of Edvisors Network, a resource center that advises students on financial aid said Student Promise is still unlikely to be successful.

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Yale New Haven Health system resident targets debt

ASSUMPTION Class 55: Mandy C. Torres, Cora B. Lopa, Chinggay D. Lagdameo, Myrna T. Sanchez, Bea B.Tan, Ana Olondriz

March, the month of graduations, is about the time we seniorsin age, that ismark our own milestone alumni homecomings. And for our own diamond high school jubilee, my balikbayan classmates are busy preparing for a trip home.

Its been 60 years, and with the prospect of 30 of us coming, our homecoming promises to break all records of attendance, at least for diamond classes of St. Theresas College, Quezon City, where we graduated in 1955.

For a class to be able to hold itself together after all these years, there has to be a leaderthe critical linkand for us its always been Fanny Chua Ti Lu. She keeps the home fires burning for us, so to speak, such that, no matter how long its been since leaving school, it still feels important for us to come home.

For our contemporaries from other schools, campus memories and homecoming traditions are no less treasured, and here are some of those nostalgic voices:

Cora Bautista Lopa

Assumption High School 55

One thing about reunions, you cant really say that when youve been to one youve been to all. In earlier reunions, say 25 years after high school we were mostly curious and interested in how we all had fared in life. Our recollections are spiced with vignettes of wholesome fun and misadventures. How come we remember most the naughty ones in class?

Through the years we have realized that weve been growing closer to each other what with more reunions, lunches, trips abroad and celebrations of milestones. The bond has become stronger, and the friendships deeper.

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Why these seniors still attend their class reunions

Home > About Us > Alumni

Former residents and fellows of the Department of Radiation Oncology have helped to shape the department during their tenure, and have gone on to impact our field during their careers. We invite alumni to reconnect with our center and each other!

Register for the 2014 Alumni Weekend, coming April 11 and 12. You can get information about weekend activities and answers to frequently asked question via the Feinberg Medical Alumni Association site.

Our Northwestern is the Universitys online community for all alumni. Join Our Northwestern to submit and see updates and photos from fellow alumni, update your own profile, let us know about your recent moves and career changes, and search for peers in our field. Joining is easy, free, and offers access to content and people that are uniquely Northwestern.

Northwestern Medicine Magazine (formerly Ward Rounds) is a quarterly print and online magazine for the faculty, staff, students, and alumni of the medical school and McGaw Medical Center for graduate medical education. It focuses on education, clinical, and research progress throughout our academic medical center.

Learn more about helping the Department of Radiation Oncology through a generous donation.

The Medical Alumni Association serves some 20,000 alumni around the world and close to home with activities, programs, and opportunities that strengthen and enhance all that a Northwestern University Feinberg School of Medicine degree means to those who have proudly earned it.

For more information on the Medical Alumni Association, please contact:

ML Farrell Senior Associate Director, Alumni Relations 312-503-0855

Medical Alumni Association Northwestern University Feinberg School of Medicine Rubloff Building, 9th Floor 420 East Superior Street Chicago, IL 60611

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Alumni : Department of Radiation Oncology: Feinberg School ...

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March 25th, 2014 2:44 pm by Marybeth McLain

KINGSPORT - The Dobyns-Bennett High School Alumni Association Board of Directors are accepting nominations for the Dobyns-Bennett High School Alumni Association Hall of Fame Class of 2014.

Nominees should be Dobyns-Bennett graduates and/or teachers and administrators who had a profound effect on Dobyns-Bennett High School and have had a successful and influential life, not only in regard to Dobyns-Bennett, but with their family, community, career, and others. There are 20 nomination categories to choose from.

Nomination categories for Dobyns-Bennett Graduates include: academics, administrator/teacher, arts, athletics, business, church and ministerial, entertainment, government services/humanitarian, judicial and legal, literature, medical, military service, news and communications (media), politics, public service and science.

Nomination categories for non-graduates of Dobyns-Bennett include: Administrators, teachers, staff and friends.

The nomination form is located on the Dobyns-Bennett High School website (www.k12k.com/db) under the D-B Alumni Association & Reunions side tab.

Nomination deadline is Thursday, May 1.

Completed nomination forms may be submitted in the following ways: * Mail form to the Dobyns-Bennett High School Alumni Association, P.O. Box 3337, Kingsport, TN 37664. * Email form to Linc Jarvis at linc@charter.net or Thom Throp at tthrop23@yahoo.com. * Drop off form at The Jarvis Agency, 205 Cherokee Street, Kingsport, TN 37660.

The Hall of Fame Induction Ceremony is scheduled for late October.

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Dobyns-Bennett High School Alumni Association accepting 2014 Hall of Fame nominations

By Kim Girard

Stanford University

(Poets&Quants) -- T.J. Duane began the Startup Garage course at Stanford University's Graduate School of Business last September planning to build a closed online network for lawyers.

About eight weeks into the 24-week class, he and his team ditched that idea.

"We pivoted ... and decided to instead build a community tool," he says, during a recent break on campus from working on his company. His team's startup will help graduate students find each other based on their skills and academic backgrounds.

In Startup Garage, failure is encouraged. That cycle of trying, failing, and trying again helps prepare students to pitch bullet proof ideas to angel investors, says Startup Garage instructor Stefanos Zenios, who is also a professor of operations, information, and technology at Stanford.

"Startup Garage focuses on the seed-stage of funding -- getting to the point where you can stand up in front of investors and ask them for $250,000 or half a million or maybe a million," Zenios says.

About 95% of Stanford's Graduate School of Business's 809 students opt to take at least one entrepreneurship class -- whether it's Startup Garage, Product Launch, or Formation of New Ventures. At the Stanford Venture Studio, students who apply to be residents are using the space to design and build companies. Others are taking advantage of services like pitch session practice, mentor matching, or peer-to-peer coaching.

While theelective courses are at the core of Stanford's approach to entrepreneurship, anotherobvious edge the school has over others is its location in Silicon Valley. It's also just miles from the biggest venture capital firms in Menlo Park, Calif. Since its foundingin 1996, the Stanford'sCenter for Entrepreneurial Studies (CES)hastaken advantage of that proximity, hiring from Silicon Valley and creating partnerships with its leaders.

Stanford's ties toSilicon Valley "rubs off quicker and more deeply at the school," says Russell Siegelman, an angel investor and former partner at Kleiner Perkins Caufield & Byers, who teaches Startup Garage and other courses.

Link:
Inside Stanford B-school's startup factory culture

By Kim Girard

Stanford University

(Poets&Quants) -- T.J. Duane began the Startup Garage course at Stanford University's Graduate School of Business last September planning to build a closed online network for lawyers.

About eight weeks into the 24-week class, he and his team ditched that idea.

"We pivoted ... and decided to instead build a community tool," he says, during a recent break on campus from working on his company. His team's startup will help graduate students find each other based on their skills and academic backgrounds.

In Startup Garage, failure is encouraged. That cycle of trying, failing, and trying again helps prepare students to pitch bullet proof ideas to angel investors, says Startup Garage instructor Stefanos Zenios, who is also a professor of operations, information, and technology at Stanford.

"Startup Garage focuses on the seed-stage of funding -- getting to the point where you can stand up in front of investors and ask them for $250,000 or half a million or maybe a million," Zenios says.

About 95% of Stanford's Graduate School of Business's 809 students opt to take at least one entrepreneurship class -- whether it's Startup Garage, Product Launch, or Formation of New Ventures. At the Stanford Venture Studio, students who apply to be residents are using the space to design and build companies. Others are taking advantage of services like pitch session practice, mentor matching, or peer-to-peer coaching.

While theelective courses are at the core of Stanford's approach to entrepreneurship, anotherobvious edge the school has over others is its location in Silicon Valley. It's also just miles from the biggest venture capital firms in Menlo Park, Calif. Since its foundingin 1996, the Stanford'sCenter for Entrepreneurial Studies (CES)hastaken advantage of that proximity, hiring from Silicon Valley and creating partnerships with its leaders.

Stanford's ties toSilicon Valley "rubs off quicker and more deeply at the school," says Russell Siegelman, an angel investor and former partner at Kleiner Perkins Caufield & Byers, who teaches Startup Garage and other courses.

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Inside Stanford B-school's startup culture

SIOUX FALLS (AP) The superintendent of the Miller School District resigned from his job and from a seat on the state high school activities board this month, weeks after a paternity suit was filed by a former student.

Circuit Judge Jon Erickson last week ordered Michael Ruth to take a paternity test within 30 days. Erickson said that Ruth indicated through his attorney that he had no objection to the order.

Ruths attorney did not immediately return a call for comment Wednesday.

Jacqueline Maria St. John filed the paternity lawsuit in Hand County on Feb. 26, saying in a sworn affidavit that she met Ruth when he was her superintendent at Miller High School. St. John is listed on the school alumni site as being in the class of 2009.

We began a sexual relationship after I graduated high school, and I conceived a child as a result, she said in the affidavit. I told (the) defendant that he was the father but he denied being the father and refused testing.

St. John said in the affidavit that her boyfriend at the time of her daughters birth in January 2013 signed an affidavit of paternity, but that he is not the father. She stated that she has medical expenses from the pregnancy and birth and is asking the court to determine past and future child support.

The Miller School Board went into executive session at its March 3 meeting and returned to accept Ruths resignation with an immediate leave of absence, according to meeting minutes. No reason was publicly given.

Ruth was also serving a five-year term on the South Dakota High School Activities Association, which directs and coordinates interscholastic activities by high schools in the state.

The associations board accepted Ruths resignation at its March 5 meeting after going into executive session. Board members said they will be accepting nominations for the remainder of Ruths term, which runs through June 2016.

The board appreciates all of Mr. Ruths service to the SDHSAA, and wishes him the best in his future endeavors, it said in its minutes.

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Miller School superintendent resigns after paternity suit

Video-Alumni Invite
ALUMNI INVITE.

By: amritaalumni aseb

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Video-Alumni Invite - Video

The brand Manipal, which is synonymous with medical education and health care, has had a B-school with nearly three decades of history. T. A. Pai Management Institute, popularly known as TAPMI, is a well-known name in management education.

The late T. A. Pai, a nephew of T. M. A. Pai, founder of Manipal-based institutions such as Kasturba Medical College, Manipal Institute of Technology and Syndicate Bank, was a former Union Minister in Indira Gandhis Cabinet in the 70s and held the portfolios of heavy industry and railways.

He was also a Chairman of Food Corporation of India, LIC and Syndicate Bank. T. A. Pai founded Manipal Institute of Management in 1980-81. This was later renamed as TAPMI.

For almost two-and-a-half decades, the institute operated from its own campus in Manipal town. It moved to a new spacious 5.5 km away from the town, in 2009.

TAPMI is one among the two management schools in the country to get accreditation from the international body Association to Advance Collegiate Schools of Business for its postgraduate programme, the other being ISB, Hyderabad.

R. C. Natarajan, who heads TAPMI as its Director, graduated from IRMA (Institute of Rural Management in Gujarat), and has more than 13 years of experience in the dairy sector. Natarajan shared his thoughts and plans for TAPMI with Business Line. Excerpts:

Are you worried that with the proliferation of B-schools, TAPMI brand is getting diluted?

No, in fact our brand is getting strengthened day by day. Our brand is getting noticed.

In that case, is the location an advantage or a disadvantage?

Compared to metros, yes, there is a disadvantage in terms of conveyance of guest lecturers. Otherwise, there is no problem. Our airport is one-and-a-quarter hours from here.

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Manipal, TAPMI brands are getting noticed

BRATTLEBORO -- Vermont Center for the Deaf and Hard of Hearing President Bill Gurney knows there is a future for the organization, but at this point he just doesn't know exactly what it is.

Advancements in medicine and technology, changes in education law, soaring fuel costs and a stubborn economy that refuses to turn the corner have all led to years of declining enrollment and ever-rising costs at The Austine School for the Deaf.

Deaf students have been attending school on the sprawling 174-acre Austine School campus since 1908, and at one time there were 145 residential students there. But the school is almost out of money and the board is expected in the next month or so to decide if classes will be held next September.

Along with the residential Austine School program, which currently only has about 25 students, The Vermont Center for the Deaf and Hard of Hearing runs statewide consulting services, a bi-lingual preschool, an audiology center and an equipment distribution center.

In the next few months the board will have to decide how the organization is going to survive the current financial crisis while planning for a future that could end up being very different from the past 106 years.

"We need to decide what the future is going to look like for us here on campus," Gurney said. "There are some big decisions to make, and at a school that has been functioning continuously since 1908 these decisions involve many more people that just the board. The graduates and the families who have been here in the past all feel like this is a home, so we want to respect that as we go ahead and make the decisions that will affect the future of the school."

Facing change

The challenges facing The Austine School are similar to those that other residential deaf schools are confronting across the country, and they are coming from a number of different directions.

It used to take parents two or three years before they could be sure if their children were deaf.

Holton Hall at the Austine campus in Brattleboro. (Zachary P. Stephens/Brattleboro Reformer)

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Austine School facing hard times